Teaching Money Skills
Privacy Policy

Teaching-Money-Skills.com strives to offer its visitors the many advantages of Internet technology and to provide an interactive and personalized experience. We may use Personally Identifiable Information (your name, e-mail address, street address, telephone number) subject to the terms of this privacy policy.

We will never sell, barter, or rent your email address to any unauthorized third party. Period."   

Cookies

Your browser may accept "cookies". Cookies store personal information about your computer not you. Cookies tell the web server that you are returning to a certain page. You may accept or decline cookies for this website however you may not be able to participate in our website fully if you don't accept them.

Contests and Surveys

Sometimes we conduct contests and surveys in order to help Teaching-Money-Skills.com do research and further add content to our website. Participation is voluntary and your information will not be shared with any third parties.

Disclaimer

This site contains affiliate links to outside websites. If you click through a link and purchase a product from that company this site will receive a small commission fee which will be used towards the maintenance of this site. Your click keeps our website alive so if you like my Web site, please buy through my affiliate link.

We do not warrant or assume any legal liability or responsibility for the usefulness of any information or product. Any questions, complaints, or claims regarding the products must be directed to the appropriate manufacturer or product vendor.

You can view our affiliate disclosure policy here.

Children's Online Privacy Protection Act

Teaching-Money-Skills.com does not knowingly collect or solicit Personally Identifiable Information from or about children under 13 except as permitted by law. If we discover we have received any information from a child under 13 in violation of this policy, we will delete that information immediately.

If you believe Teaching-Money-Skills.com has any information from or about anyone under 13, please contact us.

We comply with the Children's Online Privacy Protection Act . Any kids under 16 need to have the permission from a parent before joining our newsletter, participating in our surveys or contests, and taking part in our website.

Teaching-Money-Skills.com's Privacy Policy is our commitment to protect your personal information. By using our website you are acknowledging your acceptance of our privacy policy. If you have provided us with any personal information and would like to have it removed or corrected, you may contact us.

How we gather information from users

How we collect and store information depends on the page you are visiting, the activities in which you elect to participate and the services provided. For example, you may be asked to provide information when you register for access to certain portions of our site or request certain features, such as newsletters or when you make a purchase. You may provide information when you participate in sweepstakes and contests, message boards and chat rooms, and other interactive areas of our site. Like most Web sites,  Teaching-Money-Skills.com also collects information automatically and through the use of electronic tools that may be transparent to our visitors.

For example, we may log the name of your Internet Service Provider or use cookie technology to recognize you and hold information from your visit. Among other things, the cookie may store your user name and password, sparing you from having to re-enter that information each time you visit, or may control the number of times you encounter a particular advertisement while visiting our site. As we adopt additional technology, we may also gather information through other means. In certain cases, you can choose not to provide us with information, for example by setting your browser to refuse to accept cookies, but if you do you may be unable to access certain portions of the site or may be asked to re-enter your user name and password, and we may not be able to customize the site’s features according to your preferences.

What we do with the information we collect

Like other Web publishers, we collect information to enhance your visit and deliver more individualized content and advertising. We respect your privacy and do not share your information with anyone. Aggregated Information (information that does not personally identify you) may be used in many ways. For example, we may combine information about your usage patterns with similar information obtained from other users to help enhance our site and services (e.g., to learn which pages are visited most or what features are most attractive). Aggregated Information may occasionally be shared with our advertisers and business partners. Again, this information does not include any Personally Identifiable Information about you or allow anyone to identify you individually. We may use Personally Identifiable Information collected on  Teaching-Money-Skills.com to communicate with you about your registration and customization preferences; our Terms of Service and privacy policy; services and products offered by Teaching-Money-Skills.com and other topics we think you might find of interest.

Personally Identifiable Information collected by Teaching-Money-Skills.com may also be used for other purposes, including but not limited to site administration, troubleshooting, processing of e-commerce transactions, administration of sweepstakes and contests, and other communications with you. Certain third parties who provide technical support for the operation of our site (our Web hosting service for example) may access such information. We will use your information only as permitted by law.

In addition, from time to time as we continue to develop our business, we may sell, buy, merge or partner with other companies or businesses. In such transactions, user information may be among the transferred assets. We may also disclose your information in response to a court order, at other times when we believe we are reasonably required to do so by law, in connection with the collection of amounts you may owe to us, and/or to law enforcement authorities whenever we deem it appropriate or necessary. Please note we may not provide you with notice prior to disclosure in such cases.

Affiliated sites, linked sites and advertisements

Teaching-Money-Skills.com expects its partners, advertisers and affiliates to respect the privacy of our users. Be aware, however, that third parties, including our partners, advertisers, affiliates and other content providers accessible through our site, may have their own privacy and data collection policies and practices. For example, during your visit to our site you may link to, or view as part of a frame on a  Teaching-Money-Skills.com page, certain content that is actually created or hosted by a third party. Also, through Teaching-Money-Skills.com you may be introduced to, or be able to access, information, Web sites, features, contests or sweepstakes offered by other parties.  Teaching-Money-Skills.com is not responsible for the actions or policies of such third parties. You should check the applicable privacy policies of those third parties when providing information on a feature or page operated by a third party.

While on our site, our advertisers, promotional partners or other third parties may use cookies or other technology to attempt to identify some of your preferences or retrieve information about you. For example, some of our advertising is served by third parties and may include cookies that enable the advertiser to determine whether you have seen a particular advertisement before. Other features available on our site may offer services operated by third parties and may use cookies or other technology to gather information.

Teaching-Money-Skills.com does not control the use of this technology by third parties or the resulting information, and is not responsible for any actions or policies of such third parties. You should also be aware that if you voluntarily disclose

Personally Identifiable Information on message boards or in chat areas, that information can be viewed publicly and can be collected and used by third parties without our knowledge and may result in unsolicited messages from other individuals or third parties. Such activities are beyond the control of  Teaching-Money-Skills.com and this policy.


Changes to this Policy Teaching-Money-Skills.com reserves the right to change this policy at any time. Please check this page periodically for changes. Your continued use of our site following the posting of changes to these terms will mean you accept those changes. Information collected prior to the time any change is posted will be used according to the rules and laws that applied at the time the information was collected.

Governing law

This policy and the use of this Site are governed by Virginia law. If a dispute arises under this Policy we agree to first try to resolve it with the help of a mutually agreed-upon mediator in the following location: Virginia. Any costs and fees other than attorney fees associated with the mediation will be shared equally by each of us. If it proves impossible to arrive at a mutually satisfactory solution through mediation, we agree to submit the dispute to binding arbitration at the following location: Virginia, under the rules of the American Arbitration Association.

Judgment upon the award rendered by the arbitration may be entered in any court with jurisdiction to do so. Teaching-Money-Skills.com  is controlled, operated and administered entirely within Virginia. This statement and the policies outlined herein are not intended to and do not create any contractual or other legal rights in or on behalf of any party.

Sincerely
Debbie Madson

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